Established in 1999, Merchants First is located in Suffern, New York. Our motto is "Keeping you in business, is our business". With this motto as our driving source, we have assisted thousands of businesses. Merchants First has been in the credit industry for over 25 years. Our focus is providing your business with working capital as well as, several different types of Point of Sale (POS) options. This would include credit card processing and ATM's. We offer competitive rates and very flexible financing options. Merchants First specializes in retail businesses, advancing our customers up to $250,000.00. We pride ourselves in our quick approval time. Currently, our financiers have over $100,000,000.00 ready for advancing. Presently we work with several different processors, to ensure the perfect fit for your company.

Customer service with a personal touch is our top priority. To ensure superior service for our customers, we are constantly upgrading our system and expanding our personnel. Customer service is available 24 hours a day and also has bilingual representatives (Spanish). Here at Merchants First, we want to speak your language.